According to the statistics published by the World Health Organization, car accidents have caused a stunning 1.24 million deaths in the year 2010 on a worldwide level. Breaking it down, it would mean that exactly one person died somewhere in the world every 25 seconds during that year. Although the death toll for the year of 2010 is slightly lower, compared to the previous decade, the amount of deaths that occur on the road every year is still alarming. The ones that are lucky enough to survive the impact are still going to shoulder all sorts of expenses, ranging from medical bills to car repairs.
It is definitely worth having
Although a lot of drivers will claim that the insurance packages are just too expensive, the truth is that no matter how expensive it might seem to be, car insurance can protect your current financial situation at any given time in case of an accident, which is why it cannot be stressed enough about how important it is to own an insurance package. It doesn’t mean you should spend a lot more than you realistically should, you can shop around to assemble the best coverage for your needs, but the point is that you should be insured at all times, because the situation on the road is unpredictable and you never know what is going to happen until it does.
Ask the experts for recommendations
You might be on your way to work one day, taking a turn down that street you know too well in one second, and discussing car insurance in Singapore details with a complete stranger, seconds later after an impact. A lot of people don’t know the value of insurance until they realize they could’ve used it in time of need, by that time it is already too late to think about hypotheticals. If you are not sure about getting your insurance and where you should shop for a package, asking your family or friends is actually not a good way to go in this case. Believe it or not, doctors, personal injury lawyers and car mechanics will be able to recommend a fairly good insurance provider. At the very least, they will tell you if you should stay away from a certain company.
Think about everything in advance
These people are the ones who will be responsible for storing both your health and your car back to its original condition, so chances are, they might have dealt with a lot of drivers with different insurance options by now. However, when assembling your own coverage package, be sure to include the worst-case scenario. Although you don’t want something like that to happen, don’t adapt the mindset of ‘That surely would happen to me’. Include a proper insurance coverage in case your car becomes completely ruined after an impact, to make sure that the insurance company will be able to either repair it or replace the vehicle with a new one of the same kind.